Terms and Conditions

Last Updated: April 2026

1. Introduction

These Terms and Conditions (“Terms”) govern your use of the International Trade Finance (ITF) website at www.intradefinance.com and the services provided thereunder. The ITF website and all associated services are owned and operated by Core Trade Finance Limited (“we,” “us,” or “our”), a company registered in England and Wales. International Trade Finance (ITF) is a trading name of Core Trade Finance Limited.

By accessing our website or engaging with our services, you confirm that you have read, understood, and agreed to be bound by these Terms in their entirety.

If you do not agree to these Terms, you must cease using our website and services immediately.

These Terms should be read alongside our Privacy Policy, Cookie Policy, and Disclaimer, all of which form part of the legal framework governing your use of our website and services.

2. About Us

The ITF website is owned and operated by Core Trade Finance Limited, a company registered in England and Wales.

International Trade Finance (ITF) (A trading name of Core Trade Finance Limited)

Registered Address: 14/2E, Docklands Business Centre, 10-16 Tiller Road, London, E14 8PX, United Kingdom

Email: [email protected] Website: www.intradefinance.com

Core Trade Finance Limited is not currently authorised or regulated by the Financial Conduct Authority (FCA). Our services are provided on a non-regulated basis and are directed exclusively at businesses and sophisticated commercial clients engaged in international trade.

3. Definitions

For the purposes of these Terms, the following definitions apply:

  • “ITF” means International Trade Finance, a trading name of Core Trade Finance Limited
  • “Core Trade Finance Limited” means the registered legal entity owning and operating the ITF website and all associated services
  • “Client” means any business or individual that engages ITF for the provision of trade finance services
  • “Services” means the trade finance instrument issuance and related services provided by ITF as described on this website
  • “Financial Instrument” means any trade finance instrument issued or arranged by ITF on behalf of a client, including but not limited to Letters of Credit, Standby Letters of Credit, Bank Guarantees, and related instruments
  • “Service Agreement” means the formal agreement executed between ITF and the client governing the terms of a specific transaction
  • “Issuing Bank” means the bank or financial institution responsible for issuing the financial instrument on behalf of the client
  • “Website” means the ITF website accessible at www.intradefinance.com
  • “User” means any person or entity accessing or using the website

4. Acceptance of Terms

By using our website or submitting an enquiry or application, you confirm that:

  • You are a business or commercial entity, or an authorised representative of one, engaged in legitimate international trade
  • You have the legal authority to enter into a binding agreement on behalf of your organisation
  • You are not using our website or services for any unlawful, fraudulent, or improper purpose
  • You have read, understood, and agreed to these Terms in their entirety

These Terms apply to all users of the website and all clients engaging with our services, regardless of their jurisdiction or country of domicile.

5. Services

ITF, operated by Core Trade Finance Limited, provides trade finance instrument issuance and related services to businesses engaged in international trade. Our services include but are not limited to:

  • Letters of Credit (LC)
  • Standby Letters of Credit (SBLC)
  • Bank Guarantees (BG)
  • Bid Bonds and Tender Bonds
  • Performance Guarantees
  • Advance Payment Guarantees
  • Warranty Bonds and Indemnity Bonds
  • Proof of Funds
  • Ready, Willing and Able (RWA) Letters
  • Comfort Letters
  • Other trade and project-related financial instruments and services

The provision of any service is subject to the successful completion of our due diligence process, KYC and AML compliance checks, issuing bank approval, execution of a formal Service Agreement, and receipt of the applicable issuance fee. ITF reserves the right to decline any application at its sole discretion without being required to provide a reason for such refusal.

6. Application and Due Diligence Process

6.1 All applications for trade finance services must be submitted through our official application form or by direct communication with our team via our official contact details.

6.2 Upon receipt of an application, ITF will conduct a thorough due diligence and KYC review of the applicant and the proposed transaction. The applicant is required to provide all documentation requested by ITF in a timely manner to facilitate this process.

6.3 ITF reserves the right to request additional documentation or information at any stage of the application process where it considers this necessary for due diligence purposes.

6.4 Submission of an application does not constitute a commitment by ITF to provide the requested service, and no obligation arises until a formal Service Agreement has been executed by both parties.

6.5 The applicant warrants that all information and documentation provided to ITF is accurate, complete, and not misleading. Any provision of false or misleading information will result in the immediate termination of the application or Service Agreement and may be reported to the relevant authorities.

7. Service Agreement and Fees

7.1 Upon successful completion of the due diligence process and approval of the application, ITF will prepare a formal Service Agreement and Invoice for the client’s review.

7.2 Prior to issuance, both the applicant and the beneficiary are required to sign and stamp the instrument draft as approval, in order to avoid any disputes following issuance. The client is also required to sign, stamp, and return the Service Agreement as confirmation of acceptance before any issuance process is initiated.

7.3 The issuance fee as specified in the Invoice must be paid in full prior to the initiation of the issuance process. ITF will not commence issuance until full payment has been received and confirmed.

7.4 All fees are payable by bank transfer or wire transfer only. ITF does not accept payment by escrow, cryptocurrency, cash, cheque, or any other payment method.

7.5 All fees are non-refundable once the issuance process has been initiated, except where ITF is unable to deliver the agreed service due to circumstances within its control.

7.6 ITF reserves the right to amend its fee structure at any time. Any fee changes will not affect transactions where a Service Agreement has already been executed.

8. Issuance of Financial Instruments

8.1 Upon receipt of the issuance fee and execution of the Service Agreement, ITF will initiate the issuance of the agreed financial instrument through the relevant issuing bank via SWIFT or such other method as agreed between the parties.

8.2 Estimated turnaround times for issuance are provided as guidance only and are subject to the requirements and processing times of the issuing bank. ITF will not be held liable for any delays caused by the issuing bank or any third party involved in the issuance process.

8.3 Upon issuance, ITF will provide the client with a copy of the SWIFT transmission message as confirmation that the instrument has been issued.

8.4 Hard copy instruments may be arranged upon request and will be delivered by post or courier. Additional charges may apply for courier delivery. ITF accepts no liability for delays or losses in postal or courier delivery.

8.5 The validity period of all financial instruments issued through ITF is determined by the mutual agreement of the applicant and the beneficiary, as specified in the instrument draft. Clients are advised to confirm and agree upon the required validity period at the application stage, as amendments post-issuance may incur additional time and cost.

8.6 Our engagement is considered complete upon the issuance of the financial instrument and the provision of the SWIFT confirmation to the client.

9. Applicable Rules and Governing Standards

All financial instruments issued through ITF are subject to internationally recognised trade finance rules and standards as applicable to the instrument type, including:

  • UCP 600 — Uniform Customs and Practice for Documentary Credits
  • URDG 758 — Uniform Rules for Demand Guarantees
  • ISP98 — International Standby Practices

Clients are encouraged to familiarise themselves with the relevant rules governing their requested instrument prior to submitting an application.

10. Client Obligations

The client agrees to:

  • Provide accurate, complete, and up to date information and documentation at all stages of the application and issuance process
  • Comply with all applicable laws and regulations, including AML and KYC requirements, in their jurisdiction
  • Use the financial instruments issued by ITF solely for legitimate trade finance purposes
  • Notify ITF immediately of any changes to the information or documentation previously provided
  • Treat all draft instruments, pricing, correspondence, and proprietary information received from ITF as strictly confidential
  • Not use our company name, branding, or contact details in connection with any fraudulent, misleading, or unauthorised purpose

11. Amendments to Financial Instruments

11.1 Any amendments requested after a financial instrument has been issued will be subject to the agreement of all relevant parties, including the issuing bank and the beneficiary where applicable.

11.2 Additional fees may apply depending on the nature and complexity of the amendment requested. ITF will advise the client of any applicable fees prior to initiating the amendment process.

11.3 ITF will not be held liable for any delays, costs, or consequences arising from amendment requests made after issuance.

12. Confidentiality

12.1 Both parties agree to treat all information exchanged in connection with the application, due diligence process, and transaction as strictly confidential and not to disclose such information to any third party without the prior written consent of the other party, except where required by law or regulatory obligation.

12.2 This confidentiality obligation shall survive the termination or expiry of any Service Agreement between the parties.

13. Anti-Money Laundering and Compliance

13.1 ITF, operated by Core Trade Finance Limited, is committed to full compliance with all applicable anti-money laundering, counter-terrorist financing, and sanctions laws and regulations, including the Money Laundering Regulations 2017 and the Proceeds of Crime Act 2002.

13.2 All clients are subject to KYC and AML checks prior to the provision of any service. ITF reserves the right to suspend or terminate any transaction where it has reasonable grounds to suspect money laundering, terrorist financing, fraud, or any other financial crime.

13.3 Where ITF is required by law to report a suspicious transaction to the relevant authorities, it will do so without notifying the client, as required under applicable legislation.

13.4 The client warrants that all funds used to pay the issuance fee and all transactions conducted through ITF are from legitimate sources and are not connected to any criminal activity.

14. Fraud Warning

ITF, operated by Core Trade Finance Limited, strictly does not engage in, facilitate, or endorse any schemes involving “SBLC leasing,” “SBLC purchase,” “SBLC funding,” “monetisation of bank instruments,” or “investment against bank guarantee.” These are not legitimate trade finance practices and are commonly associated with fraudulent activity.

If you are approached by any individual or entity falsely claiming to represent ITF or Core Trade Finance Limited, please do not transfer any funds or disclose any sensitive information and contact us immediately at [email protected].

ITF will never cold-call clients with unsolicited investment or funding offers, and will never ask for advance fees outside of our documented issuance fee structure.

15. Intellectual Property

15.1 All content on this website, including but not limited to text, graphics, logos, images, and branding, is the intellectual property of Core Trade Finance Limited and is protected under applicable copyright and intellectual property laws.

15.2 No part of this website may be reproduced, distributed, or transmitted in any form or by any means without the prior written consent of Core Trade Finance Limited.

15.3 You may access and use the content on this website solely for your own personal and non-commercial reference purposes in connection with evaluating our services.

16. Limitation of Liability

16.1 To the fullest extent permitted by applicable law, Core Trade Finance Limited and ITF shall not be liable for any direct, indirect, incidental, consequential, special, or punitive damages arising out of or in connection with your use of our website or services.

16.2 Neither Core Trade Finance Limited nor ITF shall be liable for any failure or delay in the performance of its obligations where such failure or delay is caused by circumstances beyond its reasonable control, including but not limited to acts of God, natural disasters, government actions, war, civil unrest, strikes, or failures of third-party systems including SWIFT or issuing bank infrastructure.

16.3 The total aggregate liability of Core Trade Finance Limited and ITF to the client in connection with any transaction shall not exceed the total issuance fee paid by the client in respect of that specific transaction.

17. Indemnity

You agree to indemnify, defend, and hold harmless Core Trade Finance Limited, ITF, their directors, officers, employees, agents, and representatives from and against any claims, liabilities, damages, losses, costs, and expenses (including reasonable legal fees) arising out of or in connection with:

  • Your breach of these Terms
  • Your violation of any applicable law or regulation
  • Any false or misleading information provided by you to ITF or Core Trade Finance Limited
  • Any unauthorised use of our website, services, or intellectual property

18. Termination

18.1 ITF reserves the right to suspend or terminate your access to our website or services at any time and without prior notice if you are found to be in breach of these Terms or for any other reason at our sole discretion.

18.2 Upon termination, all rights granted to you under these Terms will immediately cease, and you must immediately stop using our website and services.

18.3 Any provisions of these Terms that by their nature should survive termination shall do so, including but not limited to confidentiality, intellectual property, limitation of liability, and governing law.

19. Governing Law and Jurisdiction

These Terms and your use of this website and our services are governed by and construed in accordance with the laws of England and Wales. Any disputes arising in connection with these Terms shall be subject to the exclusive jurisdiction of the courts of England and Wales, to which both parties irrevocably submit.

20. Severability

If any provision of these Terms is found to be unlawful, void, or unenforceable for any reason, that provision shall be deemed severable from the remaining Terms and shall not affect the validity or enforceability of the remaining provisions, which shall continue in full force and effect.

21. Entire Agreement

These Terms, together with the Privacy Policy, Cookie Policy, Disclaimer, and any executed Service Agreement, constitute the entire agreement between you and Core Trade Finance Limited with respect to your use of the ITF website and services and supersede all prior agreements, representations, and understandings of any kind.

22. Changes to These Terms

Core Trade Finance Limited reserves the right to amend or update these Terms at any time. Any changes will be published on this page with an updated revision date. Your continued use of our website following the publication of any changes constitutes your acceptance of the revised Terms. We encourage you to review this page periodically.

23. Contact Us

If you have any questions or concerns regarding these Terms and Conditions, please contact us at:

International Trade Finance (ITF) (A trading name of Core Trade Finance Limited) 14/2E, Docklands Business Centre, 10-16 Tiller Road, London, E14 8PX, United Kingdom

Email: [email protected] Website: www.intradefinance.com